Mike Boyd guest speaker at Prime Timers luncheon

Image: Mike Boyd — Mike Boyd, the guest speaker, talking about Identity Theft.

Mike Boyd — Mike Boyd, the guest speaker, talking about Identity Theft. (Cindy Sutherland)

The Prime Timers luncheon was held Wednesday, November 8, at Central Baptist Church. You really don’t want to miss one of these luncheons — the food is fabulous. There was sausage, brisket, a variety of vegetables and desserts.

Mike Boyd was the guest speaker and his topic was Identity Theft. Mike explained that identity theft is a term used to refer to fraud that involves stealing money or getting other benefits by pretending to be someone else. When your identity is stolen you suffer numerous consequences because you are held responsible for the other person’s actions. The burden of proof is on you because everything is in your name.

Mike warned us about “phishing”. Phishing is a scam where messages pop up on your internet screen and ask for personal or financial information. Here are some examples of phishing: “We suspect an unauthorized transaction on your account. To ensure that your account is not compromised please click the link below and confirm your identity.” Or, “During our regular verification of accounts, we couldn’t verify your information. Please click here to update and verify your information.” If you fall for this scam they have just received all the financial information they need to steal your identity.

Mike also encouraged us not to leave purses in shopping carts while you shop. They can be stolen and all your information is right there ready for them to use. Men also should be careful with their wallets because the same thing can happen.

The presentation along with the wonderful food made this Prime Timers luncheon a success.